(Career Asssessments, Exploration & Counselling)
Career: Claims Examiners, Property and Casualty Insurance
Job Description
Review settled insurance claims to determine that payments and settlements have been made in accordance with company practices and procedures. Report overpayments, underpayments, and other irregularities. Confer with legal counsel on claims requiring litigation.
Job Tasks
Importance %age |
Task Description |
100
|
Investigate, evaluate and settle claims, applying technical knowledge and human relations skills to effect fair and prompt disposal of cases and to contribute to a reduced loss ratio. |
99
|
Adjust reserves or provide reserve recommendations to ensure that reserve activities are consistent with corporate policies. |
94
|
Confer with legal counsel on claims requiring litigation. |
93
|
Resolve complex, severe exposure claims, using high service oriented file handling. |
92
|
Pay and process claims within designated authority level. |
87
|
Enter claim payments, reserves and new claims on computer system, inputting concise yet sufficient file documentation. |
85
|
Present cases and participate in their discussion at claim committee meetings. |
80
|
Verify and analyze data used in settling claims to ensure that claims are valid and that settlements are made according to company practices and procedures. |
72
|
Contact or interview claimants, doctors, medical specialists, or employers to get additional information. |
71
|
Examine claims investigated by insurance adjusters, further investigating questionable claims to determine whether to authorize payments. |
69
|
Maintain claim files such as records of settled claims and an inventory of claims requiring detailed analysis. |
61
|
Conduct detailed bill reviews to implement sound litigation management and expense control. |
59
|
Report overpayments, underpayments, and other irregularities. |
52
|
Communicate with reinsurance brokers to obtain information necessary for processing claims. |
48
|
Prepare reports to be submitted to company's data processing department. |
41
|
Supervise claims adjusters to ensure that adjusters have followed proper methods. |
Work Activities
Importance %age |
Activity Description |
79
|
Resolving Conflicts and Negotiating with Others
|
74
|
Identifying Objects, Actions, and Events
|
73
|
Getting Information
|
73
|
Organizing, Planning, and Prioritizing Work
|
71
|
Evaluating Information to Determine Compliance with Standards
|
70
|
Communicating with Supervisors, Peers, or Subordinates
|
69
|
Making Decisions and Solving Problems
|
68
|
Processing Information
|
68
|
Monitor Processes, Materials, or Surroundings
|
68
|
Updating and Using Relevant Knowledge
|
66
|
Establishing and Maintaining Interpersonal Relationships
|
62
|
Communicating with Persons Outside Organization
|
60
|
Judging the Qualities of Things, Services, or People
|
60
|
Documenting/Recording Information
|
57
|
Interacting With Computers
|
56
|
Analyzing Data or Information
|
55
|
Performing for or Working Directly with the Public
|
54
|
Thinking Creatively
|
52
|
Monitoring and Controlling Resources
|
48
|
Inspecting Equipment, Structures, or Material
|
46
|
Estimating the Quantifiable Characteristics of Products, Events, or Information
|
45
|
Developing Objectives and Strategies
|
45
|
Interpreting the Meaning of Information for Others
|
45
|
Coaching and Developing Others
|
44
|
Scheduling Work and Activities
|
44
|
Performing Administrative Activities
|
42
|
Coordinating the Work and Activities of Others
|
40
|
Assisting and Caring for Others
|
38
|
Guiding, Directing, and Motivating Subordinates
|
35
|
Training and Teaching Others
|
33
|
Developing and Building Teams
|
33
|
Provide Consultation and Advice to Others
|
32
|
Selling or Influencing Others
|
24
|
Staffing Organizational Units
|
20
|
Handling and Moving Objects
|
16
|
Controlling Machines and Processes
|
12
|
Performing General Physical Activities
|
7
|
Operating Vehicles, Mechanized Devices, or Equipment
|
6
|
Repairing and Maintaining Electronic Equipment
|
1
|
Drafting, Laying Out, and Specifying Technical Devices, Parts, and Equipment
|
0
|
Repairing and Maintaining Mechanical Equipment
|