(Career Asssessments, Exploration & Counselling)
Career: Insurance Sales Agents
Job Description
Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as independent broker, or be employed by an insurance company.
Job Tasks
Importance %age |
Task Description |
100
|
Sell various types of insurance policies to businesses and individuals on behalf of insurance companies, including automobile, fire, life, property, medical and dental insurance or specialized policies such as marine, farm/crop, and medical malpractice. |
100
|
Attend meetings, seminars and programs to learn about new products and services, learn new skills, and receive technical assistance in developing new accounts. |
97
|
Explain features, advantages and disadvantages of various policies to promote sale of insurance plans. |
96
|
Interview prospective clients to obtain data about their financial resources and needs, the physical condition of the person or property to be insured, and to discuss any existing coverage. |
94
|
Call on policyholders to deliver and explain policy, to analyze insurance program and suggest additions or changes, or to change beneficiaries. |
93
|
Seek out new clients and develop clientele by networking to find new customers and generate lists of prospective clients. |
93
|
Contact underwriter and submit forms to obtain binder coverage. |
90
|
Confer with clients to obtain and provide information when claims are made on a policy. |
89
|
Select company that offers type of coverage requested by client to underwrite policy. |
88
|
Calculate premiums and establish payment method. |
86
|
Ensure that policy requirements are fulfilled, including any necessary medical examinations and the completion of appropriate forms. |
82
|
Customize insurance programs to suit individual customers, often covering a variety of risks. |
82
|
Perform administrative tasks, such as maintaining records and handling policy renewals. |
82
|
Develop marketing strategies to compete with other individuals or companies who sell insurance. |
74
|
Monitor insurance claims to ensure they are settled equitably for both the client and the insurer. |
69
|
Inspect property, examining its general condition, type of construction, age, and other characteristics, to decide if it is a good insurance risk. |
47
|
Explain necessary bookkeeping requirements for customer to implement and provide group insurance program. |
30
|
Install bookkeeping systems and resolve system problems. |
29
|
Plan and oversee incorporation of insurance program into bookkeeping system of company. |
Work Activities
Importance %age |
Activity Description |
79
|
Establishing and Maintaining Interpersonal Relationships
|
76
|
Communicating with Persons Outside Organization
|
73
|
Selling or Influencing Others
|
73
|
Performing for or Working Directly with the Public
|
67
|
Updating and Using Relevant Knowledge
|
67
|
Making Decisions and Solving Problems
|
66
|
Resolving Conflicts and Negotiating with Others
|
65
|
Processing Information
|
64
|
Organizing, Planning, and Prioritizing Work
|
63
|
Getting Information
|
62
|
Identifying Objects, Actions, and Events
|
57
|
Judging the Qualities of Things, Services, or People
|
54
|
Evaluating Information to Determine Compliance with Standards
|
53
|
Analyzing Data or Information
|
53
|
Developing Objectives and Strategies
|
52
|
Thinking Creatively
|
52
|
Scheduling Work and Activities
|
52
|
Communicating with Supervisors, Peers, or Subordinates
|
51
|
Monitor Processes, Materials, or Surroundings
|
43
|
Provide Consultation and Advice to Others
|
42
|
Coordinating the Work and Activities of Others
|
39
|
Assisting and Caring for Others
|
38
|
Training and Teaching Others
|
38
|
Documenting/Recording Information
|
36
|
Interpreting the Meaning of Information for Others
|
35
|
Performing Administrative Activities
|
35
|
Monitoring and Controlling Resources
|
35
|
Interacting With Computers
|
33
|
Guiding, Directing, and Motivating Subordinates
|
29
|
Inspecting Equipment, Structures, or Material
|
29
|
Estimating the Quantifiable Characteristics of Products, Events, or Information
|
28
|
Coaching and Developing Others
|
28
|
Developing and Building Teams
|
24
|
Staffing Organizational Units
|
14
|
Controlling Machines and Processes
|
11
|
Performing General Physical Activities
|
11
|
Operating Vehicles, Mechanized Devices, or Equipment
|
10
|
Handling and Moving Objects
|
5
|
Repairing and Maintaining Mechanical Equipment
|
4
|
Repairing and Maintaining Electronic Equipment
|
1
|
Drafting, Laying Out, and Specifying Technical Devices, Parts, and Equipment
|