(Career Asssessments, Exploration & Counselling)
Career: Insurance Underwriters
Job Description
Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.
Job Tasks
Importance %age |
Task Description |
100
|
Decline excessive risks. |
100
|
Write to field representatives, medical personnel, and others to obtain further information, quote rates, or explain company underwriting policies. |
96
|
Review company records to determine amount of insurance in force on single risk or group of closely related risks. |
92
|
Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe profitable distribution of risks, using reference materials. |
92
|
Authorize reinsurance of policy when risk is high. |
84
|
Evaluate possibility of losses due to catastrophe or excessive insurance. |
77
|
Examine documents to determine degree of risk from such factors as applicant financial standing and value and condition of property. |
Work Activities
Importance %age |
Activity Description |
73
|
Updating and Using Relevant Knowledge
|
73
|
Analyzing Data or Information
|
73
|
Processing Information
|
70
|
Making Decisions and Solving Problems
|
69
|
Establishing and Maintaining Interpersonal Relationships
|
69
|
Getting Information
|
68
|
Evaluating Information to Determine Compliance with Standards
|
65
|
Communicating with Supervisors, Peers, or Subordinates
|
62
|
Organizing, Planning, and Prioritizing Work
|
58
|
Documenting/Recording Information
|
57
|
Identifying Objects, Actions, and Events
|
54
|
Communicating with Persons Outside Organization
|
51
|
Thinking Creatively
|
51
|
Judging the Qualities of Things, Services, or People
|
51
|
Training and Teaching Others
|
49
|
Interpreting the Meaning of Information for Others
|
49
|
Resolving Conflicts and Negotiating with Others
|
48
|
Performing Administrative Activities
|
47
|
Provide Consultation and Advice to Others
|
45
|
Coaching and Developing Others
|
44
|
Interacting With Computers
|
42
|
Monitor Processes, Materials, or Surroundings
|
42
|
Developing and Building Teams
|
41
|
Coordinating the Work and Activities of Others
|
40
|
Monitoring and Controlling Resources
|
38
|
Selling or Influencing Others
|
36
|
Estimating the Quantifiable Characteristics of Products, Events, or Information
|
36
|
Scheduling Work and Activities
|
35
|
Guiding, Directing, and Motivating Subordinates
|
32
|
Developing Objectives and Strategies
|
31
|
Performing for or Working Directly with the Public
|
26
|
Staffing Organizational Units
|
17
|
Assisting and Caring for Others
|
15
|
Controlling Machines and Processes
|
11
|
Inspecting Equipment, Structures, or Material
|
6
|
Performing General Physical Activities
|
5
|
Handling and Moving Objects
|
4
|
Repairing and Maintaining Electronic Equipment
|
3
|
Operating Vehicles, Mechanized Devices, or Equipment
|
3
|
Drafting, Laying Out, and Specifying Technical Devices, Parts, and Equipment
|
2
|
Repairing and Maintaining Mechanical Equipment
|